With each passing month, it seems that labiaplasty and vaginoplasty get more and more popular. Unfortunately, because these are considered elective surgeries, it’s difficult to get an insurance company to cover them. That means women opting for one of the procedures often must look elsewhere for the money to have the procedure done. So about this idea: a cosmetic-surgery loan. Believe it or not, this is a possibility.
A person with insufficient money or inadequate credit can get a loan for cosmetic surgery in one of two forms: a secured loan or an unsecured one. Under the secured loan, you as the borrower will need to place some collateral of value against the amount of the loan. The lender will approve a larger amount at reasonable interest rates.
With an unsecured the loan, you as the borrower will be free from the need to place collateral. The bad news: with an unsecured loan, you’ll usually get less money than you could get for the secured loan. However, even a small loan is usually enough to help with, if not completely cover, a labiaplasty or vaginoplasty.
Of course, the ideal solution is for you to have the money you need for your plastic-surgery operation. However, if you simply cannot afford the cost right now, a cosmetic surgery loan will provide you some financial assistance so you’re not left waiting. Many times, you can get these loans by applying online. Be sure to take advantage of the huge amount of information online. That means you should spend time searching and researching until you find the best loan and the best interest rate.
Keep in mind that some lenders will lend only for certain types of cosmetic surgery-tummy tucks or nose jobs, for instance. And labiaplasty and vaginoplasty will probably be harder to get funded. However, with enough time and research, you should be able to find someone who will help you with the financing.